Storms can hit hard and unexpectedly, leaving behind damage that may affect your roof, windows, siding, or even the structure of your home. Knowing what to do right after a storm can help you stay safe, prevent further damage, and start the repair process quickly. Here’s a step-by-step guide on what to do first if your home has been damaged by a storm.

1. Ensure Safety First

• Check yourself and your family for any injuries
• Stay away from downed power lines or exposed wires
• Avoid stepping on sharp debris or walking under damaged structures
• If your home is severely damaged, evacuate and seek shelter

Safety is always the number one priority.

2. Inspect Your Home Carefully

• Do a visual check around your property
• Look for missing shingles, broken gutters, or fallen tree limbs
• Check windows, doors, and siding for cracks or breaks
• If safe, inspect the attic for signs of leaks or water damage

Don’t climb onto the roof — leave that to professionals.

3. Document the Damage

• Take clear photos and videos of all visible damage
• Include close-ups and wide shots of the affected areas
• Make a list of damaged items and parts of the home

This documentation is important for filing an insurance claim.

4. Prevent Further Damage

• If there are broken windows or roof leaks, use tarps or boards to cover them
• Move furniture and valuables away from wet areas
• Remove standing water if possible to avoid mold

Quick action can limit the overall damage to your property.

5. Contact Your Insurance Company

• Call your homeowner’s insurance provider as soon as possible
• Share all photos, videos, and notes you’ve collected
• Ask about your coverage, claim process, and next steps

The faster you report, the sooner the claim can be processed.

6. Call a Roofing or Restoration Professional

• Contact a licensed contractor to assess and repair the damage
• Make sure they are experienced with storm restoration work
• Avoid storm chasers or unlicensed workers offering quick fixes

Always check reviews and verify credentials before hiring anyone.

7. Save All Receipts

• Keep receipts for any emergency repairs or temporary fixes
• These may be reimbursed by your insurance company
• Also track any lodging or food expenses if you’re forced to leave your home

Good record-keeping helps during the claims process.

8. Be Patient but Alert

• Insurance claims and repairs may take time, especially after major storms
• Stay in touch with your insurance adjuster and contractor
• Watch for signs of mold or structural issues in the days that follow